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Types of Event Insurance
If you're planning a special event of any nature it's important to take into consideration what could go wrong and to expect the unexpected. Whether you are planning a wedding or making a major motion...
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Difference Between D&O & E&O Insurance
E&O is short for Errors and Omissions insurance and D&O is short for Directors and Officers insurance. Many companies in certain industries, such as insurance and real estate, require employees...
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Types of Insurance Used in Major Construction Companies
Major construction companies have a variety of insurance needs. Most large construction companies have an insurable interest in the properties they build as well as the materials, equipment and...
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Insurance Risk Factors
Risk factors involving several aspects of your business are taken into account when determining your insurability or insurance rates. The more perceived risks your business has, the more insurance...
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What Are the Functions of Life Insurance?
Life insurance has important functions in business and in family and personal life. In business, it plays a major role in strategic planning for future operations. Families purchase life insurance...
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How do I Write a Facility's Operations & Maintenance Plan?
An operation and maintenance plan is written to outline how your facility operates within the guidelines and boundaries of its permits. Companies dealing with hazardous materials, waste, chemicals or...
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What Is Comprehensive General Liability Insurance?
Part of being a responsible business owner is carrying the proper business insurance in the necessary amounts. One common form of business insurance is a comprehensive general liability (CGL) policy.
View ArticleClasses of General Insurance
Insurance coverage can compensate people and businesses in the event of lost or damaged property, personal injury or death. General insurance classes refer to the policies available that offer specific...
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Insurance Client Service Checklist
A insurance agent must offer the best and most accurate services to provide the correct amount of coverage and maintain customer retention. Ensuring good client services is a matter of monitoring...
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Minnesota Certificate of Insurance Requirements
A Certificate of Insurance is required for many Minnesota businesses. A Certificate of Insurance is similar to an insurance card, but is more stringent and must be sent to the Minnesota Department of...
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Companies That Investigate Insurance Fraud
Insurance fraud takes many forms. Examples of fraudulent cases include murders to collect life insurance, arson to collect insurance on the property and staged accidents or falls. According to the...
View ArticleBusiness Property Insurance Checklist
If your business is involved in a disaster, having the appropriate business property insurance can help you get back on your feet. Without insurance, a catastrophic event such as a fire could force you...
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What Are the Benefits of RA-HP Crop Insurance?
If you are in the crop-producing business, chances are you need crop insurance. Evaluating your insurance options is not always easy, even if you have purchased crop insurance before, due to the many...
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How to Report an EI Fraud
Canadians file for employment insurance for financial assistance when out of work or improving job skills. Sometimes these applicants make good-faith paperwork errors. In other cases, people commit...
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Psychologist Liability Insurance Types
Defending a malpractice lawsuit can cost a psychologist tens of thousands of dollars. Losing a malpractice lawsuit can cost a psychologist in the hundreds of thousands, if not millions of dollars....
View ArticleReformation of Insurance
In certain instances, details of insurance policy may be subject to change. This is known as reformation of an insurance policy. This can occur in an automobile, homeowner's, life, commercial, or any...
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Nebraska Liquor Liability Insurance Requirements
Liquor liability insurance policies protect bar and restaurant owners from liability for the actions of any drunk patrons that cause damage to others. Different states have varying requirements for...
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What Is General Liability Insurance Coverage?
General liability insurance is a type of business insurance separate from property and worker's compensation insurance. It protects a business' assets from liability from lawsuits over something they...
View ArticleIssues Regarding the Use of Property & Casualty Certificates of Insurance
Many companies utilize certificates of insurance as evidence that adequate property and casualty insurance exists when doing business with each other. For example, a wedding site may require this...
View ArticleLimits on Blanket Property Insurance
A blanket insurance policy covers two or more buildings and their content with a single cash limit. These blanket policies contain restrictions not included in standard policies. The Insurance Services...
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Kentucky Insurance Associations
Some insurance associations in Kentucky focus on protecting insured citizens. Others focus on expanding business opportunities for insurance companies. Citizens of Kentucky who have a complaint about...
View ArticleWhat Types/Limits of Insurance Should Be Requested?
As a business owner, you must occasionally work with another company during the normal course of business. If this business relationship exposes your company to potential losses, such as when you hire...
View ArticleInsurance Act of 1999
The Insurance Act of 1999 is an amendment to the Insurance Acts of 1938, 1956 and 1972 in India. It was established for protecting the interests of insurance policy holders and for regulation in the...
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What Are Insurance Surveys?
Insurance companies provide surveys to their customers to determine overall customer satisfaction, awareness and usage. This helps companies to determine what policies are working and what changes need...
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What Problems Are Faced by Insurance Companies?
Factors in the economy, risk management, keeping costs low and retaining business in a competitive market are issues insurance companies face on a regular basis, according to Price Waterhouse Coopers....
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Insurance Requirements for Rental Equipment
Whether renting heavy equipment for a commercial project or party equipment for a special event, rental equipment companies require you to purchase or show proof of insurance that protects them and...
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How to Become an Insurance Claims Adjuster in Missouri
A career in adjusting insurance claims can be an emotionally and financially rewarding choice for motivated and people-oriented professionals. Public adjusters do not work for any specific insurance...
View ArticleThe Advantages of Insurance Regulation
Regulation in the insurance industry benefits insurance companies and consumers. State and federal oversights of the industry provide a regulatory framework for companies to operate in with the goal of...
View ArticleWhat Is Keyman Insurance?
When a key member of a company or organization is unable to work for any reason, it can put investors, shareholders and lending facilities at risk. Key man, or more correctly, key person insurance...
View ArticleRetention Methods in Insurance
Customer retention is important because loyal customers are the foundation to many insurance companies. Consequently, these customers may be more willing to purchase new policies, spread valuable...
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About Mental Health Liability Insurance
Mental Health Liability, or Malpractice, insurance protects mental health professionals from damages claimed by clients in lawsuits. Standards of malpractice vary from one region to the next, but...
View ArticleCheck on Status of Minnesota Insurance License
The Minnesota Department of Commerce (MDC) licenses all state insurance companies, brokers, agents and adjusters conducting insurance-related activities. The agency has contracted with a private...
View ArticleWhat Is Epli Insurance Coverage?
EPLI, or employment practices liability insurance, protects an employer from lawsuits that employees file. Some common situations that EPLI covers include wrongful-termination lawsuits, discrimination...
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What Are the Advantages of One Universal Claim Form for Processing All...
Because of advances in technology, industries are adopting alternative methods to reduce costs and save resources, such as keeping digital records. As reported by Michael Walsh and Nihar Ganju in a...
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Definition of Political Risk Insurance
Political risk insurance is insurance designed for businesses conducting trade in foreign countries. This type of insurance is designed to reduce the financial shocks of coups, war, changes in the...
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Who Is Liable for a Bail Bond?
When a person is arrested on suspicion of committing a crime, he is taken into custody and booked into jail until he posts a bond that will temporarily release him from custody. The judge who issues...
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What is Required to Start a Construction Business?
Each state has its own regulations and laws concerning construction businesses that practice in their state. Most states require a contractor licenses, insurance and tax identification numbers to begin...
View ArticleSoftware Used by Insurance Companies
Insurance software help you to operate your insurance agency more efficiently. This software not only allows you to manage your clients' policies, but you can also append photographs, spreadsheets and...
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Construction Insurance Law
Construction insurance laws vary from state to state. Each state regulates what type and amount of insurance must be carried by the construction company to bid, win and complete any construction...
View ArticleInsurance Regulatory Requirements
Each state in the U.S. maintains its own agency for the regulation of insurance within its borders. These agencies, such as the Department of Banking, Insurance, Securities & Health Care...
View ArticleWhat Are the Dangers of Insurance Fraud?
Insurance fraud is the act of obtaining money from an insurance claim through illegal means. Falsifying paperwork, withholding information or exaggerating damages are methods used to commit insurance...
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Government Liability Insurance Requirements
Government liability insurance protects federal and state workers in the event of a lawsuit seeking damages for rights violations or damage to property. Liability insurance is only required to protect...
View ArticleSchools Near Sacramento for Insurance
The California Employment Development Department estimates that the demand for insurance sales agents in Sacramento County will increase by more than 19 percent from 2006 through 2016. To sell any type...
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Information About Insurance Companies
According to the Bureau of Labor Statistics, insurance companies "consist mainly of insurance carriers and insurance agencies and brokerages." Insurance companies provide insurance policies,...
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Regulations for New York Insurance Fraud Reporting
Nationally, as well as in New York, insurance fraud costs insurers millions of dollars each year. In cooperation with insurance companies, the State of New York has taken a strong stand against the...
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What Is an Admitted Carrier Regarding Insurance Companies?
Insurance companies that practice in a particular state are classified as either admitted or non-admitted carriers. In most cases, it is in your best interest to deal with an admitted company, although...
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Different LIC Policies
The Life Insurance Corporation of India (LIC) is an Indian organization created in September 1956 with the charge to help provide insurance to people in India. Its policies are long-term contracts, and...
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Surplus Insurance Topics
Surplus insurance is also known as excess or umbrella insurance, or surplus lines insurance. North Carolina State University defines surplus insurance as insurance that covers disasters when the cost...
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Responsibilities of Insurance Companies
Insurance companies have a set of responsibilities to which they must abide. Policyholders trust insurance companies to support them during a time of need and follow through with promises outlined in...
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Construction Insurance Information
Each state has its own policies and required insurance for the construction industry. Information for individual states can be found with their construction licensing department, and information for...
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